The Dangers of Giving A Recorded Statement After Your Car Accidentby Peter Nero, June 9th, 2011
Here is a piece of advice to remember after being involved in an accident: "giving recorded statements to the other driver's insurance company is always a bad idea" according to Albany NY Accident Laywer Paul Giannetti The insurance adjuster assigned to take your recorded statement is a trained professional. The questions that are asked are phrased in such a way so as to illicit a certain response. The answers given to the adjuster in a recorded statement are often used by defense counsel when litigation has begun. It is hard to change your story or correct statements made to the adjuster on recording. An example of the danger of giving a recorded statement follows: Insurance Adjuster: "How fast were you driving at the time of your accident?" Injured Party: "I am not exactly sure." Insurance Adjuster: "So you were not paying attention at the time of the accident?" Injured Party: "I was paying attention but..." In the above example the umbrella policy insurance adjuster is attempting to get the injured party to admit that he or she was not paying attention simply because that person does not have a definitive recollection of his or her speed at the time of the accident. This piece of information may be entirely irrelevant to the cause of the accident but the insurance adjuster has been trained to cleverly phrase his or her questions in order to trap the injured party. There are numerous other examples of ambiguous and unfair questions offered by insurance adjusters and ways that those answers are twisted to fit the insurance carrier's defense. However, you need not subject yourself to this experience. When the insurance adjuster asks for a recorded statement, it is always best to tell them that you would like to consult with an attorney before giving them any information. If you have been involved in a car accident you are not sure whether or not you are ready to hire an attorney or if you even need one, contact a car accident attorney in your area.  All content on Accidents.com is for informational purposes only and is NOT intended as legal or medical advice. Please seek advice from a professional on any related topics.
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